Octalend

OctaLend is the NFT lending protocol on TON that turns idle NFTs and Telegram Gifts into instant liquidity — without selling. Borrow TON or USDT against blue-chip TON NFTs or your Telegram Gifts in a single transaction. Choose a fixed-rate loan for predictability (up to 100 days) or a perpetual loan on a dynamic kinked curve — repay any time, partially or in full, extend on the fly, or list your collateral for sale right from your position. Never lose your NFT. Auto-Extend pays interest from your internal balance 3 hours before expiry. Liquidation Shield makes a partial repayment automatically when your LTV approaches the threshold. Optional liquidation insurance adds extra headroom for free peace of mind. If something does go wrong, a grace period protect you. For lenders — deposit TON or USDT into isolated liquidity pools, earn yield from borrower interest, withdraw anytime. Earn $OCTAp points on every action and climb loyalty tiers for lower fees, better rates, and advanced features (partial repay, additional borrow, NFT listing).Show more